This site uses cookies

Some of these cookies are essential, while others help us to improve your experience by providing insights into how the site is being used.

For more detailed information please check our Cookie notice.

Necessary cookies

Necessary cookies enable core functionality. This website cannot function properly without these cookies.

Cookies that measure website use

If you provide permission, we will use Google Analytics to measure how you use the website so we can improve it based on our understanding of user needs. Google Analytics sets cookies that store anonymised information about how you got to the site, the pages you visit, how long you spend on each page and what you click on while you're visiting the site.

 

Variable

UK Data Service variable record for:

ONS Omnibus Survey, March 1998

Variable Details

Variablespec12
LabelPlease specify other reason
Responses
Cant afford too - pay cash or do without 1
Cant be bothered 1
I don't have anything I can't afford to buy 1
I live within my means. 1
Nephew looks after affairs 1
Too Old ! 1
Too young ! 1
can't afford them 1
cannot afford it 2
cant afford it 1
cant afford to afford 1
cant afford to get into debt 1
dadlends me if i need it 1
dislike credit 1
do not want them 1
don't like them 1
dont earn enough to risk borrowing 1
dont get the money to use one 1
dont like debt 1
dont want to get into debt 1
frightened of getting into debt 1
insufficient income to pay off any debts 1
just dont like credit 1
live from day to day on Incapacity Benefit 1
low income could not afford repayments 1
never thought 1
no money to repay people 1
not enough income 1
not interested 1
on the death of her husband/credit card compnay did not say that the a/c would b 1
our needs are few and I have no use for them now 1
prefer not to borrow 1
rather save if i want something 1
save and buy straight out rather than have to pay it off later 1
simple lifestyle 1
too old - don't know what may happen 1
too yopug 1
toold to borror money 1
unable to pay back if borrowed 1
under age 1
undischarged bankrupt 1
waiting 1
we want a simple life with no complications 1
what's the use - you've got to pay it back 1
DisclaimerPlease note that these frequencies are not weighted.
LocationONS Omnibus Survey, March 1998
UKRI logo

Funded by UKRI through the ESRC with contributions from our partners.

© 2025 UK Data Service
We are supported by the University of Essex, University of Manchester, Jisc, UCL and University of Edinburgh. We are funded by UKRI through the Economic and Social Research Council.