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Variable

UK Data Service variable record for:

Survey of English Housing, 2002-2003

Variable Details

Variablemorflx3
LabelFlexibility of mortgage
Question text Does your mortgage provide any of the following features, without special arrangement, penalty or restriction? Ability to make overpayments. Immediate benefit for any overpayment (ie. interest recalculated straight away). Ability to borrow back any overpayments. Ability to make underpayments. Ability to take payment holidays. Interest calculated daily. Ability to increase the amount borrowed on the mortgage since the initial loan. Response 3
Responses
1 Ability to make overpayments 14
2 Immediate benefit for any overpayment (ie. interest recalcul 11
3 Ability to borrow back any overpayments 246
4 Ability to make underpayments 102
5 Ability to take payment holidays 152
6 Interest calculated daily 192
7 Ability to increase the amount borrowed on the mortgage sinc 149
8 None of these 0
-9 Don't know (99) 0
-8 Refusal (98) 0
-2 Schedule not applicable 10131
-1 Item not applicable 18793
DisclaimerPlease note that these frequencies are not weighted.
LocationSurvey of English Housing, 2002-2003
Interviewer InstructionsSHOW CARD AA. CODE ALL THAT APPLY.
UniversePrivate households and privately renting tenancy groups in England;Households;Housing;Tenants;National
SamplingMulti-stage stratified random sample
Study TypeRepeated cross-sectional study conducted annually from 1993/1994-2007/2008. The SEH was replaced by the EHS from 2008 (see Abstract section for details).
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