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Variable

UK Data Service variable record for:

Survey of English Housing, 2002-2003

Variable Details

Variablemorflx6
LabelFlexibility of mortgage
Question text Does your mortgage provide any of the following features, without special arrangement, penalty or restriction? Ability to make overpayments. Immediate benefit for any overpayment (ie. interest recalculated straight away). Ability to borrow back any overpayments. Ability to make underpayments. Ability to take payment holidays. Interest calculated daily. Ability to increase the amount borrowed on the mortgage since the initial loan. Response 6
Responses
1 Ability to make overpayments 1
2 Immediate benefit for any overpayment (ie. interest recalcul 0
3 Ability to borrow back any overpayments 1
4 Ability to make underpayments 2
5 Ability to take payment holidays 2
6 Interest calculated daily 129
7 Ability to increase the amount borrowed on the mortgage sinc 74
8 None of these 0
-9 Don't know (99) 0
-8 Refusal (98) 0
-2 Schedule not applicable 10131
-1 Item not applicable 19450
DisclaimerPlease note that these frequencies are not weighted.
LocationSurvey of English Housing, 2002-2003
Interviewer InstructionsSHOW CARD AA. CODE ALL THAT APPLY.
UniversePrivate households and privately renting tenancy groups in England;Households;Housing;Tenants;National
SamplingMulti-stage stratified random sample
Study TypeRepeated cross-sectional study conducted annually from 1993/1994-2007/2008. The SEH was replaced by the EHS from 2008 (see Abstract section for details).
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