Variable

UK Data Service variable record for:

ONS Omnibus Survey, May 2005

Variable Details

Variablem37513m1
LabelWhy don t you have an ISA?
Question text Which of the reasons on this card best explains why you do not have an ISA? Response 1.
Responses
1 Do not have any spare money to save 371
2 Have too many debts and can t afford to save 12
3 ISAs are too complex to understand 11
4 Prefer an alternative form of savings 67
5 Don t know enough about ISAs/I haven t really thought about 60
6 Haven t heard of ISAs 16
7 Haven t got round to applying for an ISA 22
8 Not earning enough so can t afford to save 26
9 Other investments offer a better return 12
10 Don t see the need to save/ prefer to spend my money on othe 9
11 I m too old to start saving 18
12 I m too young to start saving 4
13 I have other financial arrangments 44
14 My partner/spouse has an ISA 7
15 Other 28
16 Don t know ( spontaneous only ) 27
98 Refusal 9
Sysmiss 504
DisclaimerPlease note that these frequencies are not weighted.
LocationONS Omnibus Survey, May 2005
Interviewer InstructionsSHOWCARD L12. Code all that apply.
UniverseAdults, aged 16 or over, living in private households in Great Britain.;Adults;Households;National
SamplingMulti-stage stratified random sample
Study TypeRepeated cross-sectional study, monthly (up to year 2000), 8 cycles per year thereafter.