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Variable

UK Data Service variable record for:

ONS Omnibus Survey, August 2005

Variable Details

Variablem37513m2
LabelWhy don t you have an ISA?
Question text Which of the reasons on this card best explains why you do not have an ISA? Response 2.
Responses
1 Do not have any spare money to save 18
2 Have too many debts and can t afford to save 31
3 ISAs are too complex to understand 5
4 Prefer an alternative form of savings 13
5 Don t know enough about ISAs/I haven t really thought about 21
6 Haven t heard of ISAs 8
7 Haven t got round to applying for an ISA 13
8 Not earning enough so can t afford to save 32
9 Other investments offer a better return 13
10 Don t see the need to save/ prefer to spend my money on othe 4
11 I m too old to start saving 12
12 I m too young to start saving 1
13 I have other financial arrangments 18
14 My partner/spouse has an ISA 1
15 Other 2
16 Don t know ( spontaneous only ) 0
98 Refusal 0
Sysmiss 1027
DisclaimerPlease note that these frequencies are not weighted.
LocationONS Omnibus Survey, August 2005
Interviewer InstructionsSHOWCARD L12. Code all that apply.
UniverseAdults, aged 16 or over, living in private households in Great Britain.;Adults;Households;National
SamplingMulti-stage stratified random sample
Study TypeRepeated cross-sectional study, monthly (up to year 2000), eight cycles per year thereafter.
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