| ? |
|
1 |
| Ability to obtain credit (even when I can afford the repayments) |
|
1 |
| Affected University application |
|
1 |
| All deteriorated |
|
1 |
| Am struggling to survive on reduced salary |
|
1 |
| Applying for a mortgage in Aug 2009 was difficult, but not impossible; my organisation has made huge numbers of redundancies which has affected me in as much as the work of those made redundant now falls to me to do... |
|
1 |
| As a pensioner, I would wish my savings to help pay bills, instead, they are dwindling in true value because of the miserly interest rates available. |
|
1 |
| BAD EXCHANGE RATE WITH EURO, WEDDING ABROAD IS NOW MORE EXPENSIVE. |
|
1 |
| BASIC SALARY DROPPED FROM £20K TO £12K OR 40% |
|
1 |
| Become more interested in credit score etc |
|
1 |
| Benefits for sick people not rising enough to cover rising bills and inflation |
|
1 |
| Bonus |
|
1 |
| Both sons made redundant |
|
1 |
| By having salary frozen and no bonuses with increased cost of living expenses |
|
1 |
| Can't sell house |
|
1 |
| Can't sell my house |
|
1 |
| Cancellation of existing credit and refusal for new credit applications |
|
1 |
| Cannot afford to replace worn out car |
|
1 |
| Cannot sell my flat |
|
1 |
| Care home charges for my Father |
|
1 |
| Child unemployed |
|
1 |
| Cleared my debts |
|
1 |
| Clients going out of business, huge drop in turnover, low return on savings, huge rise in costs etc |
|
1 |
| Colleagues and friends forced to move on |
|
1 |
| Competition for Post-Grad University places |
|
1 |
| Cost of living |
|
1 |
| Cost of living in general, food, fuel etc. |
|
1 |
| Costs have risen significantly |
|
1 |
| Credit Limits cut on Credit Cards |
|
1 |
| Credit card interest rates. |
|
1 |
| Credit squeeze/debt repayment |
|
1 |
| Cut in business |
|
1 |
| Cuts to science and technology and changes to funding of academic research affecting job prospects as well as job |
|
1 |
| DAUGHTERS EMPLOYER WENT BUST |
|
1 |
| Dad lost job |
|
1 |
| Debts, everything is more expensive |
|
1 |
| Decline in value of £ has affected living costs overseas |
|
1 |
| Depends on which of the previous topics, some better some worse |
|
1 |
| Devaluation of the pound |
|
1 |
| Difficulties of friends impact on socialising. |
|
1 |
| Disabled Benefits do not match real cost in living |
|
1 |
| Drop in income from inheritance through sale of property |
|
1 |
| Drop in value of the pound |
|
1 |
| Due to Civil Service cuts, my husband's salary has dropped by £200 per month |
|
1 |
| Due to strict Immigration points system placed on English speaking Nurses those outside EU even when there is a shortage |
|
1 |
| Education places |
|
1 |
| Emotionally - close colleagues made redundant |
|
1 |
| Error - should have ticked that it has affected my business. |
|
1 |
| Euro exchange rate - bills to pay in Euros have gone up |
|
1 |
| Every fiscal way. |
|
1 |
| Everything costs more - even holiday currency |
|
1 |
| Everything has gone up in price except my wages. |
|
1 |
| Everything is costing more,Immigration is out of control,MP's are not looking after us,they only think of lining their own pockets,cost of fuel ect,motoring,its all bad. |
|
1 |
| Everything is going up pricing,fuel heating food and wages or in my came occupational pension is frozen for this year(NHS) so will have to make serious cuts in my budget and use my car lot less as well but bus fairs have increased again as well |
|
1 |
| Everything is much more expensive and getting more expensive each week but my budget is not changing |
|
1 |
| Exchange Rates, I travel a lot and my pounds aren't worth what they used to be. |
|
1 |
| Exchange rate |
|
1 |
| Exchange rate, particularly of Euro and price of food |
|
1 |
| Fall in demand for things I sell from home |
|
1 |
| Fall in the Euro has affected my plans to renovate a house in Italy |
|
1 |
| Fall in the value of the pound has devalued my savings. Low interest rates eat away the real value of my savings. |
|
1 |
| Fall in value of pound, affects holiday costs |
|
1 |
| Family breakup |
|
1 |
| Family employment problems |
|
1 |
| Family has been |
|
1 |
| Family lost jobs ahd to lend them mortgage payments |
|
1 |
| Family lost jobs. |
|
1 |
| Family members made redundant |
|
1 |
| Family's job situations |
|
1 |
| Father lost his job at Barclays |
|
1 |
| Father made redundant |
|
1 |
| Fewer oppertunities available & quality of life |
|
1 |
| Financial |
|
1 |
| Financially |
|
1 |
| Financially in all decissions |
|
1 |
| Food costs |
|
1 |
| Foreign holidays |
|
1 |
| French pension increased; overseas holidays much dearer. |
|
1 |
| Friends and families situations |
|
1 |
| Fuel bills, even less money than usual |
|
1 |
| Fuel costs, everything subsequently increases in price |
|
1 |
| Fuel costs. Prices have gone up using increasing fuel costs as the excuse. |
|
1 |
| Future financial stability |
|
1 |
| General cost of living, cost of rent |
|
1 |
| General day to day expenses have rocketed |
|
1 |
| General living expenses have increased significantly |
|
1 |
| General sharp increase in the cost of everyday goods |
|
1 |
| General standard of living |
|
1 |
| Got significantly poorer |
|
1 |
| HOLIDAYS |
|
1 |
| HUSBAND LOST HIS JOB AND NOW THERE IS SO MANY APPLYING FOR JOBS AND THERE IS JUST ONE VACANCY. BEING SHORTLISTED AS IN OUR CASE FOR A VACANCY IS GOOD BUT THERE IS THE ISSUE THAT IT IS JUST ONE VACANCY TO GO TO THE RIGHT PERSON, THIS MEANS THE COMPANIES HA |
|
1 |
| Had to accept a lower price for my house. Budget cuts at work. |
|
1 |
| Hard to get credit |
|
1 |
| Have 3 Public sector pensions but only the basic element of the state pension was increased. In addition as tax allowances were frozen I pay more tax plus loss in allownce as increase in state pension results in allowance deduction of £1 for every £2 ex |
|
1 |
| Have difficulty in managing to live week by week |
|
1 |
| Have lost my benefits even though i've worked all my life am now disbled. |
|
1 |
| Having retired a few years ago, the only small pension I did have has been halved |
|
1 |
| Hidden taxes eat into housekeeping |
|
1 |
| Higher mortgage, more pricy petrol, lower chances on winning on Premium Bonds, lower interest on bank savings account |
|
1 |
| Home insurers products |
|
1 |
| House prices |
|
1 |
| House prices have dropped, which is good, but more is needed |
|
1 |
| House prices have risen too much. |
|
1 |
| Housing |
|
1 |
| Huge rise in fuel bills - over 30% |
|
1 |
| Husband can only find part time work |
|
1 |
| Husband had 10% pay cut. |
|
1 |
| Husband had been made redundant |
|
1 |
| Husband had to switch jobs internally due to layoffs, worse hours for him, had to tighten our belts |
|
1 |
| Husband has no job & he used to earn a lot more than me |
|
1 |
| Husband job |
|
1 |
| Husband losing his job this year |
|
1 |
| Husband lost his job |
|
1 |
| Husband made redundant |
|
2 |
| Husband's job is heavily involved |
|
1 |
| Husbands redundant from job |
|
1 |
| I am getting little interest on my savings despite having been prudent and not overborrowed like some have.MY youngest son who graduated in 2008 cannot find a job and the governments so called help for under 24's especially graduates are frankly a complet |
|
1 |
| I am having to 'bail out' some of my children badly affected by the idiotic financial policies of this Govern,ment!!! |
|
1 |
| I am having to pay my mother who has no income any more |
|
1 |
| I am having to spread my money even further than before and it is getting very difficult to manage bills, fuel costs and other everyday expenses. |
|
1 |
| I am selling my house - in 12 month only 3 couples have viewed and it is a good property. |
|
1 |
| I am unable to get a mortgage |
|
1 |
| I and my husband both got made redundant in the last 6 months |
|
1 |
| I both own and live in a housing co-op |
|
1 |
| I buy lots of stuff from abroad |
|
1 |
| I cant get caredit anymore despite having an excellent rating. |
|
1 |
| I had to reduce the price of my house by 20,000 |
|
1 |
| I have become practically bankrupt |
|
1 |
| I have been locked out of the housing market by the now huge deposits required even though I can pay a mortgage without much of a problem. |
|
1 |
| I have been unable to sell my house |
|
1 |
| I have been unable to sell my house for its true value in order to move out of London as long planned |
|
1 |
| I have gotten way behind with all my bills before we were managing to pay everything and do shopping and even have some money to put away to save but now we are having problems paying bills and buying shopping.We have had to cut down on food shopping and |
|
1 |
| I have had to help family members financially because of the problems they are suffering as a result of the economic crisis |
|
1 |
| I have had to support my teenage daughter since turning 16 on child benefit as 16 to 18 year olds no longer are entitled to any benefits and although it is advertised that they can get EMA to stay on in education it is means tested and they have to attend |
|
1 |
| I have less disposable income than I used to |
|
1 |
| I have no option but to depend entirely upon Pension Credit and disability benefits. These have not been uprated in a way which has kept pace with the massive, soaring rises in ACTUAL fuel, food and petrol inflation. And NOT the government's fiddled infla |
|
1 |
| I have not been affected just had to tighten the purse strings |
|
1 |
| I have shares which have seriously devaluated and every month there are more redundancies at work. |
|
1 |
| I have taken a 10% salary cut |
|
1 |
| I havent been affected! |
|
1 |
| I live oart of the time abroad where the fall in the value of the pound has meant an effective rise in my costs in that country of 33 percent. |
|
1 |
| I lost a huge amount of money on selling my house |
|
1 |
| I rent out properties and good company long lease tennents are very hard to find |
|
1 |
| I run a holiday cottage. It's not just the rain last year that has prevented more people from booking. |
|
1 |
| I think everyone is affected in the general state of the country. |
|
1 |
| I'm freelance so I've benefited somewhat from companies laying off permantent staff and only hiring freelancers when they need it. |
|
1 |
| I'm self-employed and my clients keep dropping my rates. |
|
1 |
| INCREASE IN COST OF LIVING |
|
1 |
| ISA value |
|
1 |
| Income from property has gone down |
|
1 |
| Income from savings is now almost nil |
|
1 |
| Income has been dramatically cut |
|
1 |
| Income has dropped dramatically, cannot find money for bills. |
|
1 |
| Increase commodity prices |
|
1 |
| Increase in Credit Card interest rates |
|
1 |
| Increased interest on credit cards. |
|
1 |
| Increased prices |
|
1 |
| Inheritance decreased by about 40% |
|
1 |
| Interest on a Life Insurance policy has been almost totally eroded |
|
1 |
| Interest on savings and other investments is negligable |
|
1 |
| Interest rate on savings too low. Real rate of inflation high. Road fuel daylight robbery. We are done for if these conditions are allowed to continue. |
|
1 |
| Interrest on my savings |
|
1 |
| Investments |
|
1 |
| It has affected our business (self-employed retailer). |
|
1 |
| It has made me less happy, I really hate to see people doing well out of this who really dont deserve it |
|
1 |
| Job politicised |
|
1 |
| LACK OF INTEREST ON MY SAVINGS |
|
1 |
| LOSS OF INCOME |
|
1 |
| LOW INTEREST RATES |
|
1 |
| Lack of employment for family due to immigration |
|
1 |
| Less cash to spend |
|
1 |
| Less disposable income. Reduced investments |
|
1 |
| Less income |
|
1 |
| Less income from investments & pensions (now retired) |
|
1 |
| Less inheritance upon sale of late grandfather's property |
|
1 |
| Less money |
|
1 |
| Less money coming into my business, losses in my investments, employment difficulties for my family |
|
1 |
| Less money more expense |
|
1 |
| Less money to spend and lack of confidence in spending |
|
1 |
| Less money to spend paying bills |
|
1 |
| Less money to use |
|
1 |
| Less money, overworked as less staff |
|
1 |
| Limited range of mortgage deals make getting on the property ladder difficult |
|
1 |
| Loan offer suddenly withdrawn |
|
1 |
| Loan payments reduced in line with bank of england interest rates |
|
1 |
| Loss of Temporary Promotion after 5 years in Civil Serivce - directly due to the extreme budget cuts being forced on the Public Sector. |
|
1 |
| Loss of an annual bonus from my employer directly due to ther recession |
|
1 |
| Loss of father's job |
|
1 |
| Loss of income |
|
2 |
| Loss of income due to cut of hours. Loss of interest (savings). |
|
1 |
| Loss of interest on my savings. |
|
1 |
| Loss of interest on savings and have a fixed rate mortgage so no benefit from the low interest rates |
|
1 |
| Loss of investments |
|
1 |
| Loss on share value and income from all my investments |
|
1 |
| Lost 500 Northern Rock Shares |
|
1 |
| Low Savings Interest Rates, Lack of Employment Opportunities, Higher Cost of Living |
|
1 |
| Low interest on savings, rising cost of living |
|
1 |
| Low interest rate on savings |
|
1 |
| Low return on savings |
|
1 |
| Lower Interest Rates |
|
1 |
| Made Redundant |
|
2 |
| Made redundant twice in 2 years, wife also now redundant. |
|
1 |
| Made redundant, mortgage interest dropped, may be made refundant again in the next 12 months |
|
1 |
| Major threats to my income now and in future from all main political parties |
|
1 |
| More deposit required for buying a house and less mortgages available |
|
1 |
| More difficult to get financial support from banks. |
|
1 |
| More outgoings , less incomings |
|
1 |
| My Partner lost his job |
|
1 |
| My Pay |
|
1 |
| My children are affected more than I so I have to bale them out financially |
|
1 |
| My close family is struggling to make ends meet and we have tried to help out with some expenses |
|
1 |
| My daughter has lost her job due to the recession. |
|
1 |
| My employer has had reduced public sector funding |
|
1 |
| My husband Lee died last January. He was the main breadwinner for the family. |
|
1 |
| My husband has been made redundant - he was employed by a bank |
|
1 |
| My husband is self employed, so the amount of pupils he has taking out driving has dropped considerably because people take driving lessons as a luxury |
|
1 |
| My husband job! |
|
1 |
| My husband lost his job |
|
2 |
| My husband was made redundanct after 35 years in the same job |
|
1 |
| My husband was made redundant |
|
1 |
| My husband was made redundant. Because I work full time, we were note entitled to any help. |
|
1 |
| My husband will lose his job when the company folds in this town next year, rising costs on petrol, groceries, VAT, heeating etc. while pay rises are low or non-existant and interest on savings is about nil. lack of jobs available for people being made re |
|
1 |
| My husband's job: pay freeze, uncertainty |
|
1 |
| My husbands business |
|
1 |
| My husbands job |
|
1 |
| My income has remained constant but has effectively lost 30 per cent in 18 months |
|
1 |
| My landlord is having to sell his property so I am having to move back home with my parents as I can't afford to rent anywhere else |
|
1 |
| My money does not buy as much as it did |
|
1 |
| My mortgage has dropped in cost through less monthly payments. My partner has been made redundant. |
|
1 |
| My outlook for the future has become less positive. |
|
1 |
| My partner has been out of work for 2 years and can't get a suitable job. |
|
1 |
| My partner has been unable to secure a reasonable financial settlement with his ex-wife and unable to sell their property, which in turn means we are unable to move in together |
|
1 |
| My partner is an electrician & can't get work |
|
1 |
| My partner is being made redundant |
|
1 |
| My partner is unemployed |
|
1 |
| My partner lost her job and can only find low paid part time work |
|
1 |
| My partner lost his job |
|
1 |
| My partner was almost made redundant. |
|
1 |
| My partner was unemployed at the beginning |
|
1 |
| My property value |
|
1 |
| My savings |
|
1 |
| My son has lost his job as a surveyor |
|
1 |
| My son lost his job our fioiod prices travekl utilities and general cost of daily living has risen have very little work and no money |
|
1 |
| My son was made redundant |
|
1 |
| My state pension is less in real terms |
|
1 |
| My wife is now at risk of redundancy as an indirect result of the bank bail out but our mortgage (base rate linked) has got cheaper |
|
1 |
| My wife's job |
|
1 |
| My wife's pension fund has been seriously reduced |
|
1 |
| My wifes job |
|
1 |
| N/A |
|
1 |
| NO WORK |
|
1 |
| No affordable homes for families |
|
1 |
| No income from savings |
|
1 |
| No longer take holidays abroad |
|
1 |
| No pay increase this year. |
|
1 |
| No pay rise this year |
|
1 |
| No salary increase |
|
1 |
| None of your business |
|
1 |
| Not being able to borrow without a large deposit to buy a house |
|
1 |
| Not being able to find work. |
|
1 |
| Not being able to sell the house |
|
1 |
| Not enough university places or funding |
|
1 |
| Not really affected |
|
1 |
| Now getting next to no interest on a house deposit that I'll never get to use thanks to government policies designed to deliberately exclude me and most other renting Brits from the housing market |
|
1 |
| Overall cost of living outstrips my ability to keep up. |
|
1 |
| PAY CUT |
|
1 |
| PLace of work |
|
1 |
| PRICES HAVE GONE UP |
|
1 |
| Partner is self-employed |
|
1 |
| Partner lost job |
|
3 |
| Partner lost job, knock on effect with my rent |
|
1 |
| Partner made redundant |
|
2 |
| Partner not working |
|
1 |
| Partner on reduced working hours and friends and family llost jobs |
|
1 |
| Partner runs own business and has earned significantly less in the past year. |
|
1 |
| Partner was made redundant |
|
1 |
| Partner's job. |
|
1 |
| Partner's job; performance of savings; availability of housing |
|
1 |
| Partner's loss of income |
|
1 |
| Partner's redundancy |
|
1 |
| Partners job |
|
1 |
| Partners redundancy |
|
1 |
| Pay freeze |
|
1 |
| Pay freeze due to poor public finances |
|
1 |
| Pension |
|
1 |
| Pension fund penalised to the point of possible closure. 2) No returns on savings, 3) Slump in share prices |
|
1 |
| Pension reduced in value and my house has gone down in value |
|
1 |
| People cannot afford to buy as much from my business |
|
1 |
| People holding back on getting work done means less work for my husband, less money etc. A fixed rate mortgage means no benefit in the interest rate drops for us. |
|
1 |
| Performance of my endowment |
|
1 |
| Petrol costs/ general employment |
|
1 |
| Poorer |
|
1 |
| Potential employment oppoutunities and job structures |
|
1 |
| Potential loss of husband's job |
|
1 |
| Premiums bond yield is pathetic. |
|
1 |
| Price increases |
|
1 |
| Price of fuel and alcohol |
|
1 |
| Price rises |
|
1 |
| Prices are higher in general. The big impact of the recession hasn't hit my job as yet, but that is on my immediate horizon. So at the moment the effect is dispondency and fear for the future. |
|
1 |
| Private pension less than it should have been; pound's effective devaluation has increased travel and holiday costs; low interest rates have affected my investments; I see those who have contributed nothing to society being treated far better than the eld |
|
1 |
| Private pension now worthless; selfish people living on credit=no interest on my savings |
|
1 |
| Property prices, unable to sell house |
|
1 |
| Reduced credit facilities as banks tighten lending procedures |
|
1 |
| Reduced hours last year, no pay increase this year |
|
1 |
| Reduced income from savings, etc |
|
1 |
| Reduced interest rates |
|
1 |
| Rent, electricity, 'phone bills, basic living costs have all gone through the roof. |
|
1 |
| Rise in cost of petrol. Loss of interest on savings. |
|
1 |
| Rising costs, no increase in pension, investment sums affected, rural area living badly affected by fuel taxation. |
|
1 |
| Rising prices of gas, electricity, food, etc. |
|
1 |
| Risk of job losses in higher education |
|
1 |
| Salaries, bonuses, working environment |
|
1 |
| Savings |
|
2 |
| Savings interest rates have reduced |
|
1 |
| Savings not worth doing |
|
1 |
| Seeing friends out of work |
|
1 |
| Self-employed single people have been among the worst hit |
|
1 |
| Shares |
|
2 |
| Shorten working hours |
|
1 |
| Simply by hearing about it and reading about it. Own situation not great to begin with so used to 'making do'. |
|
1 |
| Slow down in house market made moving impossible dispite spending 10 months trying. Not enough stock to put together a chain. |
|
1 |
| Slow housing market delayed sale of property |
|
1 |
| Sold deceased parent's property at a considerably reduced price |
|
1 |
| Spouse made redundant |
|
1 |
| Spouse made redundant, my job is grant funded and less secure |
|
1 |
| State pension with them moving the goal posts on me all the while, with the control government has on public industries and emphasis of making savings every year which puts jobs in peril and with stealth taxes that have affected our family budget generall |
|
1 |
| Stress thinking about greedy bankers and politicians |
|
1 |
| Strong euro affects holidays |
|
1 |
| Student loan interest |
|
1 |
| Study |
|
1 |
| Sum invested for retirement income has been reduced by around 30% |
|
1 |
| TURNDOWN |
|
1 |
| Tax raises, Pay freezes |
|
1 |
| Taxes on fuel have cost me dearly leaving less dispoable income |
|
1 |
| That's my business!! |
|
1 |
| The amount of benefits I receive as a disabled person |
|
1 |
| The company I work for has not grown as fast as expected |
|
1 |
| The cost of living |
|
1 |
| The costof living abroad in Europe |
|
1 |
| The crash in British house values has severely reduced the expected amount we will have to start a new life in Canada in the next year or two |
|
1 |
| The generally rising prices are affecting my budget, because pensioners in general have budgets which are limited. |
|
1 |
| The interest on the savings has been low compared to other years |
|
1 |
| The lack of accessible housing for wheelchair users.. |
|
1 |
| The overall outlook of my field (public sector) |
|
1 |
| The pound being so low exchange rates |
|
1 |
| The pound's value in foreign exchange |
|
1 |
| The price of food |
|
1 |
| There is a MASSIVE debt to be repaid and I am a litt;le concerned what that will mean for the future |
|
1 |
| Things cost more |
|
1 |
| Things have gotten cheaper. |
|
1 |
| Tightened up outgoings - reduced loan costs |
|
1 |
| Tighter control needed on spend in general means no savings for unexpected household problems etc. |
|
1 |
| Topsy turvy |
|
1 |
| Training cancelled |
|
1 |
| Travel |
|
1 |
| Trying to sell my flat |
|
1 |
| Two sons out of work |
|
1 |
| Unable to get credit, Dad losing job |
|
1 |
| Unable to sell house due to buyers unable to get mortgage |
|
1 |
| Unable to sell house, but have let it, hence improvement in financial position this year. |
|
1 |
| Unable to sell my house |
|
1 |
| Uncertainty |
|
1 |
| Uncertainty in continued employment |
|
1 |
| Unemployed children |
|
1 |
| Unemployed most of last year |
|
1 |
| Unemployed,unable to get employment and having to lose my credit cards and credit worthiness |
|
1 |
| Using my savings to make up what I am loosing |
|
1 |
| Value of house and foreign currency |
|
1 |
| Value of my house and very low interest on savings |
|
1 |
| Value of the pound against the Euro. |
|
1 |
| Various |
|
1 |
| Very little interest on mysasvings, and worried about the economy and losing my job |
|
1 |
| Very low interest rates. Forced merger and passed dividend from Lloydstsb |
|
1 |
| WORRIES ABOUT UNEMPLOYMENT AND PENSIONS |
|
1 |
| Waekness of Pound increasing holiday costs |
|
1 |
| Was going to sell my house but couldn't as house prices fell |
|
1 |
| We are self-employed and therefore the uncertainty in the markets gives us a personal sense of unease about the future. Therefore, we are working our socks off to accrue enough of a financial cushion for when the necessary cuts/tax rises occur. |
|
1 |
| We get no financial support to send our 19 yr old to college and he can't get part time work to help out |
|
1 |
| Wife Redundant |
|
1 |
| Wife left me after I lost my job |
|
1 |
| Wife made redundant |
|
1 |
| With every stealth tax that this shower have placed on each and every household, our standard of living is eroded. My penion goes up by fluppence - my utilities goes up a great deal, my food bill is increased because of increased road haulage costs, etc., |
|
1 |
| __NA__ |
|
15996 |
| a great deal with regard to living day to day |
|
1 |
| a job to keep head above water. |
|
1 |
| a lot less money to spend no spare for treats it all goes on essentials there will be no holiday and less spent on presents for grandchildren |
|
1 |
| a lot worse off |
|
1 |
| a sense of despair at the growing inequality that it has created between the very rich and the rest and then the poor |
|
1 |
| ability to sell home |
|
1 |
| adult children returning home to live because they cannot find work to pay rent. |
|
1 |
| afghanistan, immigration, benefits, housing, employment |
|
1 |
| almost non existent interest rates,quantative easing ie devaluation by any other name,draconian taxes,assetless uki |
|
1 |
| am having to help my son financially due to him losing his job |
|
1 |
| anxiety about future work prospects |
|
1 |
| applying for a loan |
|
1 |
| bad exchange rates and low savings rates |
|
1 |
| bankruptcy, redundancy |
|
1 |
| basic tax rates on my pension |
|
1 |
| being able to sell house |
|
1 |
| benefits |
|
1 |
| benefits payments |
|
1 |
| benefits slashed |
|
1 |
| bills |
|
1 |
| bills are higher but income same or less |
|
1 |
| brother has lost job, my business has less customers and husbands job now risky |
|
1 |
| business contact |
|
1 |
| by increases in fuel cost and water gas and electric and higher rates and food prices |
|
1 |
| can't afford to fund my hobby |
|
1 |
| can't get much freelance work |
|
1 |
| cannot afford to own a car without, for me, massive debt. |
|
1 |
| cannot get a new mortgage rate from Nprthern Rock |
|
1 |
| cant pay motrgage. credit cards |
|
1 |
| cant save money, always broke at the end of the month |
|
1 |
| changing from income to jsa allowance because when i changed over to jsa i had to live on 12pound for 2 weeks. Now i got a job i was told all along i was entitled to housing and council tax running on which was a total lie and now i am very much an arrear |
|
1 |
| children affected |
|
1 |
| children have employment problems |
|
1 |
| concerned about coming public expenditure cuts |
|
1 |
| concerned about continuing employment |
|
1 |
| cost of holidays have gone up dramatically |
|
1 |
| cost of living |
|
1 |
| cost of living higher |
|
1 |
| cost of living up |
|
1 |
| cost of petrol |
|
1 |
| cost of traveling abroard is more due to the exchange rates |
|
1 |
| could not sell our house |
|
1 |
| credit card interest |
|
1 |
| credit card rate increased |
|
1 |
| credit card rates |
|
1 |
| credit card rates and limits |
|
1 |
| credit facilities withdrawn |
|
1 |
| credit withdrawn |
|
1 |
| crippled financially |
|
1 |
| currency rates |
|
1 |
| cut backs in resources for mental health |
|
1 |
| dISABLED BENEFITS |
|
1 |
| daughter losing job |
|
1 |
| daughter unemployed for 18 months |
|
1 |
| daughter unemployed since graduating in 2009 |
|
1 |
| daughters husband lost job at corus |
|
1 |
| debts |
|
1 |
| debts spiralled out of control |
|
1 |
| decision to buy propery posponed because government will do anything to keep house prices high. |
|
1 |
| delaying purchasing a house |
|
1 |
| depressed housing market |
|
1 |
| devaluation of the pound |
|
1 |
| diminished savings return |
|
1 |
| disability |
|
1 |
| disabled pensioner, not getting interest on savings etc because of the bank rate so hae to use savings to get by on instead of the interest & paying more in council tax as well. |
|
1 |
| dk |
|
3 |
| domestic energy price hikes |
|
1 |
| driven to emigrate |
|
1 |
| drop in bank interest and rising costs of food, etc |
|
1 |
| endowment policies to pay mortgage have dropped in value |
|
1 |
| endowment shortfall and no help to solve it |
|
1 |
| entered higher education |
|
1 |
| essential things are more expensive |
|
1 |
| euro exchange rate |
|
1 |
| every thing costs more |
|
1 |
| every thing costs more and nobody spending money |
|
1 |
| everything costs a lot more but pensions do not rise to cover these costs so we have to spend less on essentials and sell surplus items |
|
1 |
| everything is so much more expensive |
|
1 |
| everything raising by more thanj benefir we receive as disabled husband |
|
1 |
| exchange rate dropped as I committed to a foreign property |
|
1 |
| exchange rate with $ |
|
1 |
| exchange rates when going abroad |
|
1 |
| extra expense on heating and fuel bills |
|
1 |
| family finances |
|
1 |
| family have been made unemployed |
|
1 |
| family job insecurity/unemployment....corrosive |
|
1 |
| family lost jobs |
|
1 |
| family made redudndant |
|
1 |
| family member in building trade and was out of work for six months |
|
1 |
| family members lost jobs |
|
1 |
| family members out of work for long periods |
|
1 |
| family members unemployed |
|
1 |
| family situation due to lower income |
|
1 |
| family suffered job losses |
|
1 |
| fear over getting a job |
|
1 |
| few job opportunities and poor training provided for the government fot the unemployed |
|
1 |
| fewer holidays due to excgange rate |
|
1 |
| finance |
|
1 |
| financially |
|
1 |
| financially less money coming in and bills gone up |
|
1 |
| following th eelection i'm likely to be paying considerably more tax without any improvement in services |
|
1 |
| food bills, fuel |
|
1 |
| food prices |
|
1 |
| food prices have gone up dramatically as has fuel |
|
1 |
| frozen income higher costs |
|
1 |
| fuel and heating bills have risen |
|
1 |
| fuel costs and car tax |
|
1 |
| fuel costs outrageous |
|
1 |
| fuel prices |
|
1 |
| fuel, heating prices gone through the roof when my rate of pay has been frozen |
|
1 |
| future plans |
|
1 |
| general cost of living has escalated but wages have bearly altered |
|
1 |
| general costs up |
|
1 |
| general income and quality of life has reduced |
|
1 |
| general shopping prices |
|
1 |
| giving to church is down |
|
1 |
| had to move house |
|
1 |
| had to take out debt management plan |
|
1 |
| half yearly bonus from work (and no i am not a banker), unable to be made permanent |
|
1 |
| hardship |
|
1 |
| haven't |
|
1 |
| havent |
|
1 |
| having to watch spending much more closely |
|
1 |
| health |
|
1 |
| helping to support one child who is unemployed and financing another in a bid for a university place and organising funding for university |
|
1 |
| high fuel bills |
|
1 |
| high prices and less value in money and investment returns with zero interest rates for living |
|
1 |
| higher costs |
|
1 |
| higher interest rates by credit cards have caused us to have to go on a debt management plan |
|
1 |
| higher rates for personal loans |
|
1 |
| house price drop |
|
1 |
| house prices |
|
1 |
| house value - want to move but can't |
|
1 |
| husband and brothers work |
|
1 |
| husband is being made redundant and because of his age he has no chance of finding a job |
|
1 |
| husband job |
|
1 |
| husband lost his business |
|
1 |
| husband lost his job |
|
1 |
| husband lost job |
|
2 |
| husband made redundant |
|
1 |
| husband made redundant, salary standstill |
|
1 |
| husband out of work and no sign he will be able to get a job |
|
1 |
| husband was made redundant |
|
1 |
| husband's income reduced |
|
1 |
| husbands business slow, shares have gon e down in investments |
|
1 |
| husbands job |
|
3 |
| husbands job and job security |
|
1 |
| husbands lack of a pay rise for 2 years |
|
1 |
| husbands lack of work |
|
1 |
| husbands redundancy |
|
1 |
| husbands work been reduced |
|
1 |
| i am disabled on benefits so not affected |
|
1 |
| i am in an iva |
|
1 |
| i am strugglilng, i still am with a crappy minimum wage employer paying peanuts while all prices around me escalate by trebling or more you are killing me |
|
1 |
| i can't move house |
|
1 |
| i can't sell my house for the price I want, and I don't want to drop the price. |
|
1 |
| i cannot get a mortgage |
|
1 |
| i dont have any money |
|
1 |
| i have less disposable income, cannot afford to save and live in extremely expensive accomadation and am in no position to buy a property of my own |
|
1 |
| i lost my IT job at the bank. |
|
1 |
| i was made redundant, i had to move into a spare room my friend had and now work in a job earning over 1/3rd less than i did |
|
1 |
| idiot at bank of egland who inceasd ineres rates hen any idiot would know could not control inflation |
|
1 |
| impact of exchange rates makes my stock much more expensive to buy |
|
1 |
| impact to come on public services |
|
1 |
| impossible to live on interest from savings |
|
1 |
| impossible to sell my house |
|
1 |
| in arrears with credit card payments |
|
1 |
| incapacity benefit cut suddenly without warning; loss of interst on savings and eurozone for holidays;; I m basically broke |
|
1 |
| income from pensions |
|
1 |
| inconvenience, slight reduction in income, seeing other people suffer |
|
1 |
| increase in costs and no pay rise |
|
1 |
| increased cost on everything |
|
1 |
| increased costs |
|
1 |
| inflation consumables |
|
1 |
| inheritance |
|
1 |
| inheritance was lost in the bank collapse |
|
1 |
| interest on cash savings |
|
1 |
| interest on savings |
|
2 |
| interest rate on savings |
|
1 |
| interest rates on credit cards have been ramped up |
|
1 |
| interest rates on credit cards have increased, petrol is much more expensive, not as much work around so earning a lot less, mortgage repayments went down last Sept, food costs have gone up as have insurance and other costs |
|
1 |
| interest rates very low on my ISAs |
|
1 |
| ive had to cut down a lot of luxuries |
|
1 |
| job cuts at work, i now have more work to do with less help. Also, travel costs have risen and my wages have not |
|
1 |
| job proapects |
|
1 |
| lack of availability of credit / increased cost of credit |
|
1 |
| lack of credit - lack of trust in the future |
|
1 |
| lack of employment opportunities |
|
2 |
| lack of money |
|
2 |
| lack of savings |
|
1 |
| leisure |
|
1 |
| less capital in my savings |
|
1 |
| less disposable income |
|
1 |
| less income due to less hours worked |
|
1 |
| less job opportunities |
|
1 |
| less money |
|
2 |
| less money available to save. |
|
1 |
| less money due to higher prices |
|
1 |
| less money no holidays. |
|
1 |
| less money to live |
|
1 |
| less trust in my pension |
|
1 |
| less work available |
|
1 |
| living costs |
|
1 |
| living on basic means |
|
1 |
| loss of 10p tax. rate. Petrol which affects all living costs fuel cossts |
|
1 |
| loss of business, reduced income |
|
1 |
| loss of charity funding |
|
1 |
| loss of interest on savings |
|
1 |
| loss of interest on savings, increased travel costs |
|
1 |
| loss of job, income, holidays, everything |
|
1 |
| loss of overtime payments |
|
1 |
| loss of working hours, price increases, tax on pensions |
|
1 |
| lost a lot of money when selling my house |
|
1 |
| lost a lot of money with the stock market |
|
1 |
| lost interest from deposits |
|
1 |
| lost my job at a bank |
|
1 |
| lost our house with a 60k shortfall and are going bankrupt |
|
1 |
| lot less money to go round no holidays |
|
1 |
| low interest on my isa has cut my income |
|
1 |
| low interest payments on deposits |
|
1 |
| low interest rates |
|
1 |
| low interest rates reduce savings |
|
1 |
| low interest rates, less income from savings. Higher prices for things like petrol due to tax makes everything more expensive in the long run. |
|
1 |
| low interest rates, pension 'frozen' |
|
1 |
| low return on investment |
|
1 |
| lower income,higher costs |
|
1 |
| lower paid job |
|
1 |
| lower property value - investment property |
|
1 |
| m |
|
1 |
| made poorer by this government, while the rich get richer & escape paying taxes. Immigration has brought my husband's wages down |
|
1 |
| massive increases in creditcard interest rates |
|
1 |
| mental health strain of being unemployed |
|
1 |
| minimal pay rises for husband and me |
|
1 |
| money |
|
1 |
| money is very tight, |
|
1 |
| money problems |
|
1 |
| morale |
|
1 |
| more arguements |
|
1 |
| more tax on pension; higher food and fuel costs |
|
1 |
| mortage application |
|
1 |
| my adult children's employment prospects have been adversly affected |
|
1 |
| my benefits |
|
2 |
| my boss is using it as an excuse to freeze my pay |
|
1 |
| my daughter had to change her job - works in the city |
|
1 |
| my family as been affected by unemployment |
|
1 |
| my family's jobs |
|
1 |
| my husband has been made redundant twice |
|
1 |
| my husband has to work away and that is a huge stress on family |
|
1 |
| my husband is about to loose his job because of cuts in his workplace |
|
1 |
| my husband lost his job |
|
1 |
| my husband will shortly be out of work when a contract ends. We fear foreign workers are coming in to take the local jobs |
|
1 |
| my husband works for a bank and has become the most hated profession in the country! |
|
1 |
| my husband's business has been affected |
|
1 |
| my husband's firm went under and he had to get a lower paid job that doesn't cover all the bills. |
|
1 |
| my husbands business |
|
1 |
| my husbands income |
|
1 |
| my husbands job |
|
1 |
| my husbands work situation |
|
1 |
| my inheritance was in shares |
|
1 |
| my investments have lost value and the interest on my savings has gone down |
|
1 |
| my isa has has a very low interest rate for many months |
|
1 |
| my job is under threat and my partner is unemployed |
|
1 |
| my landlord has put the rent up a lot |
|
1 |
| my other house has reduced in value |
|
1 |
| my partners investments |
|
1 |
| my partners job |
|
2 |
| my savings |
|
1 |
| my son has lost his job |
|
1 |
| my son is in financial difficulties through losing his job and I have had to remortgage my bungalow to help him. this is very troubling as I am 65 years old |
|
1 |
| my son is now unemployed and im having to help him as best i can outof my already stretched budget |
|
1 |
| n/a |
|
2 |
| n\a |
|
1 |
| na |
|
1 |
| ned to help children more financially |
|
1 |
| negative equity on house |
|
1 |
| negatively |
|
1 |
| no |
|
4 |
| no comment |
|
1 |
| no income |
|
1 |
| no longer have a car as cannot afford to replace old one |
|
1 |
| no pay rise at work |
|
1 |
| no pay rise for 2 years |
|
1 |
| no pay rises, higher shopping bills, higher clothing costs, general higher living costs, being made redundant from a fairly well paid job and not been able to find one that pays as well |
|
1 |
| no pay rises, price increases |
|
1 |
| no pension rise |
|
1 |
| no rise in pension income |
|
1 |
| no salary increase this year |
|
1 |
| no work |
|
1 |
| northern rock |
|
1 |
| not able to fulfil ambitions |
|
1 |
| not affected |
|
1 |
| not really affected |
|
1 |
| not so much money being earned |
|
1 |
| other |
|
1 |
| overseas investment |
|
1 |
| parent lost job |
|
1 |
| parents made redundent |
|
1 |
| partner lost his job so i became the sole earner in the household |
|
1 |
| partner lost job |
|
2 |
| partner made redundant |
|
1 |
| partner out of work and expected to live on very little benefit and no jobs in area |
|
1 |
| partner redundant |
|
1 |
| partner unemployed so I'm paying all bills, which have all got dearer |
|
1 |
| partner's job |
|
1 |
| partners business, property price slump and unable to sell house |
|
1 |
| partners job |
|
3 |
| partners job loss |
|
1 |
| partners wages |
|
1 |
| pay cut |
|
1 |
| pay freeze |
|
2 |
| pay more tax |
|
1 |
| pension |
|
1 |
| pension has gone down |
|
1 |
| pension is not what was promised. |
|
1 |
| pension not rising enough |
|
1 |
| pension reduced euro not good against the pound |
|
1 |
| personal reasons |
|
1 |
| perspective and priorities |
|
1 |
| petrol and electric take ALL my wages |
|
1 |
| petrol prices |
|
1 |
| petrol, inc tax anomaly at ~20k etc |
|
1 |
| possible future prospects |
|
1 |
| prefer not to say |
|
1 |
| price of food |
|
1 |
| price of motering |
|
1 |
| prices especially petrol have gone up |
|
1 |
| prices have gone up in the shops |
|
1 |
| prices have increased greatly, our income has decreased by quite a lot. Very hard to find decent jobs - evenhard to find menial jobs as the immigrants have taken over all of theose in our area |
|
1 |
| prices in petrol, |
|
1 |
| prices of goods and petrol |
|
1 |
| profits down at the company i am a director of |
|
1 |
| property prices |
|
1 |
| quality of life |
|
1 |
| rage at the rich cunts getting handouts when they should be in jail |
|
1 |
| raise in household bills and petrol |
|
1 |
| rates are lower so much less savings to rely on |
|
1 |
| rather not say |
|
1 |
| reduced purchasing ability on a state pension |
|
1 |
| redundancy |
|
3 |
| redundantce, house repossesion |
|
1 |
| relatives redundancy |
|
1 |
| rent payments |
|
1 |
| retail prices |
|
1 |
| returns on investments,interest in bank accounts and my husbands pension are lower than expected |
|
1 |
| sale of french property/euro-sterling/ on hold |
|
1 |
| savings |
|
4 |
| savings eroded |
|
1 |
| savings with iceland |
|
1 |
| savings+pensions disappear |
|
1 |
| see above - these questions have not been properly thought out |
|
1 |
| selling our house |
|
1 |
| share prices |
|
1 |
| shares |
|
1 |
| son unable to find work |
|
1 |
| spending has decreased |
|
1 |
| spiriling credit card interest rates |
|
1 |
| spouse lost job |
|
1 |
| ss |
|
1 |
| standard of living |
|
1 |
| standard of living has plummeted |
|
1 |
| stress due to my partner's job insecurity |
|
1 |
| struggled to find work after graduating. onlywork avalible in minnimum wage |
|
1 |
| student |
|
1 |
| student loan decrease |
|
1 |
| student possibilties severely restricted eg internships |
|
1 |
| tax |
|
2 |
| tax band |
|
1 |
| taxes, weekly shopping bill increasing |
|
1 |
| the general cost of things increasing without wages increasing |
|
1 |
| the increase in fuel (both domestic and for motoring) |
|
1 |
| the price of food and utilities as well as no money for leisure activities |
|
1 |
| the savings |
|
1 |
| the weak pound |
|
1 |
| through family who have been affected, by difficulties getting credit |
|
1 |
| took a long time to sell a property |
|
1 |
| trying to sell my house...what more do I need to say |
|
1 |
| unable to buy a property as now need a large deposit, which I am saving for now, but before the crisis I would have been able to get 90-100% mortgage |
|
1 |
| unable to move house due to falling values. missed out on low mortgage rates due to fixed rate |
|
1 |
| unable to sell house |
|
1 |
| unable to sell property |
|
1 |
| unemployed |
|
1 |
| utilities going up |
|
1 |
| value investments down, travel costs way up,savings interest rates down |
|
1 |
| value of my house dropped considerably |
|
1 |
| value of my house. value of sterling |
|
1 |
| value of property |
|
1 |
| very low interest rates on savings |
|
1 |
| very much lower interest rates on savings of all sorts |
|
1 |
| volunteer for a charity - cuts mean no job prospects and redundancies for staff |
|
1 |
| wage freeze, short time, uncertainty |
|
1 |
| watching my son and his partner struggle to pay their mortgagey their |
|
1 |
| we are ALL paying for the greed and unsustainability of the system. |
|
1 |
| we have had to count the pennies more |
|
1 |
| weekly bills shopping gas ect |
|
1 |
| weekly cost in everything has risen petrol etc |
|
1 |
| went bankrupt |
|
1 |
| wife made redundent |
|
1 |
| wife on a 4day week |
|
1 |
| work opportunities greatly reduced |
|
1 |
| workload due to redundancies |
|
1 |
| worry about family and pension |
|
1 |
| worse off in every way |
|
1 |
| worse off overall |
|
1 |
| x |
|
1 |
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