UK Data Service data catalogue record for:
|Title:||Small- and Medium-Sized Enterprise Finance Monitor, 2011-2017|
|Alternative title:||SME Finance Monitor|
British Bankers' Association. Business Finance Taskforce
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Abstract copyright UK Data Service and data collection copyright owner.This survey is commissioned by the Business Finance Taskforce to provide an independent and authoritative report into the key issues of SME Finance. 5,000 telephone interviews are conducted per quarter, across the UK, to a carefully structured sample of SMEs by size, sector and region. Data for Q2 2015 was collected between April and July 2015. The data set includes all data collected for the last 10 waves, i.e. from Q1 2013 until Q2 2015, whilst the report focuses on data gathered from the last 4 quarters. The report is now released biannually; The latest report is submitted now for Q2 2015, and the next one will follow after Q4 2015.
The survey explores demand for external funding amongst SMEs and the response to requests for funding made to banks in the last 12 months. It also asks for future finance needs and assesses business confidence, growth, and barriers to growth for the future, as well as the impact of a lending experience on the overall banking relationship. As well as identifying the proportion of SMEs that have approached a lender for external finance, the survey identified those who would have liked to apply, but haven't, the barriers to such an application, and the impact of the decision not to seek funding on business performance.
A wide range of business demographics are collected to allow for sub-group analysis by criertia such as age of business, external risk rating, type of facility requested, and the "formality" of the business (planning, HR policies, importing, exporting, etc.).
The intention is for this to become the definitive data set on this topic for banks, government, business organisations and other interested parties, including academics. It is hoped it will be used to provide answers, to obviate the need for similar quantitative research, and to provide the starting point for spin off projects into specific aspects of SME Finance.
Due to the increasing size of the cumulative data file, it is now constructed on a 10-wave rolling basis, i.e. the latest file will contain the 10 most recent waves of data. Therefore, to ensure coverage of the whole series, the study now contains separate 10-quarter data files (e.g. Q1 2011-Q3 2013, Q.2 2011-Q4 2013, Q3 2011-Q1 2014, etc., up to Q4 2012-Q1 2015). The periodic report focuses on data gathered from the last four quarters. The report frequency has now changed to two releases per year, so the next report will follow the Q2 2015 data release.
Further information is available on the SME Finance Monitor web page.
For the 18th edition (October 2017) additional data and documentation were deposited to extend the coverage to Quarter 2, 2017.
The survey explores demand for external funding amongst SMEs and the response to requests for funding made to banks in the last 12 months. It also asks for future finance needs and assesses business confidence, growth, and barriers to growth for the future, as well as the impact of a lending experience on the overall banking relationship.
|Time period:||2011 - 2017|
Government Office Regions
|Kind of data:||
Individual (micro) level
UK SMEs with up to 250 employees.
Repeated cross-sectional study
|Number of units:||Data are gathered from c.5,000 responding SMEs per quarter, meaning that each 10-quarter data file includes c.50,000 cases.|
|Method of data collection:||
|Weighting:||Weighting used. See documentation for details.|
|AGE||BANK CHARGES||BUSINESS ECONOMICS|
|BUSINESS FORMATION||BUSINESS OWNERSHIP||BUSINESSES|
|CAPITAL RAISING||CREDIT CARD USE||EMPLOYEES|
|FINANCIAL ADVICE||FINANCIAL INSTITUTIONS||FINANCIAL MANAGEMENT|
|Date of release:|
|First edition:||08 November 2011|
|Latest edition:||23 October 2017 (18th Edition)|
|Copyright:||Copyright BDRC Continental|
|Access conditions:||The depositor has specified that registration is required. Available to all registered users. The depositor may be informed about usage.|
|Availability:||UK Data Service|
|Contact:||Get in touch|
|Title||File Name||Size (KB)|
|Management Summary Q1 2015||6888_sme_finance_monitor_management_summary_q1_2015.pdf||774|
|Management Summary Q3 2015||6888_sme_finance_monitor_management_summary_q3_2015.pdf||836|
|Management Summary Q4 2015||6888_sme_finance_monitor_management_summary_q4_2015.pdf||343|
|Questionnaire Q1 2011||6888_sme_finance_monitor_questionnaire_q1_2011.pdf||706|
|Questionnaire Q1 2013||6888_sme_finance_monitor_questionnaire_q1_2013.pdf||255|
|Questionnaire Q1 2014||6888_sme_finance_monitor_questionnaire_q1_2014.pdf||1255|
|Questionnaire Q1 2015||6888_sme_finance_monitor_questionnaire_q1_2015.pdf||1446|
|Questionnaire Q2 2011||6888_sme_finance_monitor_questionnaire_q2_2011.pdf||1152|
|Questionnaire Q2 2012||6888_sme_finance_monitor_questionnaire_q2_2012.pdf||1214|
|Questionnaire Q2 2013||6888_sme_finance_monitor_questionnaire_q2_2013.pdf||268|
|Questionnaire Q2 2014||6888_sme_finance_monitor_questionnaire_q2_2014.pdf||256|
|Questionnaire Q2 2015||6888_sme_finance_monitor_questionnaire_q2_2015.pdf||393|
|Questionnaire Q2 2016||6888_sme_finance_monitor_questionnaire_q2_2016.pdf||1125|
|Questionnaire Q2 2017||6888_sme_finance_monitor_questionnaire_q2_2017.pdf||1375|
|Questionnaire Q3 2011 - Q2 2012||6888_sme_finance_monitor_questionnaire_q3_2011-q2_2012.pdf||1213|
|Questionnaire Q3 2012||6888_sme_finance_monitor_questionnaire_q3_2012.pdf||1213|
|Questionnaire Q3 2013||6888_sme_finance_monitor_questionnaire_q3_2013.pdf||1246|
|Questionnaire Q3 2015||6888_sme_finance_monitor_questionnaire_q3_2015.pdf||1453|
|Questionnaire Q4 2012||6888_sme_finance_monitor_questionnaire_q4_2012.pdf||1186|
|Questionnaire Q4 2013||6888_sme_finance_monitor_questionnaire_q4_2013.pdf||1247|
|Questionnaire Q4 2014||6888_sme_finance_monitor_questionnaire_q4_2014.pdf||782|
|Questionnaire Q4 2015||6888_sme_finance_monitor_questionnaire_q4_2015.pdf||1449|
|Questionnaire Q4 2016||6888_sme_finance_monitor_questionnaire_q4_2016.pdf||673|
|Research Report Q1 2012||6888_sme_finance_monitor_report_q1_2012.pdf||1441|
|Research Report Q1 2013||6888_sme_finance_monitor_report_q1_2013.pdf||2312|
|Research Report Q2 2011||6888_sme_finance_monitor_report_q2_2011.pdf||1108|
|Research Report Q2 2012||6888_sme_finance_monitor_report_q2_2012.pdf||2110|
|Research Report Q2 2013||6888_sme_finance_monitor_report_q2_2013.pdf||8069|
|Research Report Q2 2014||6888_sme_finance_monitor_report_q2_2014.pdf||3299|
|Research Report Q2 2015||6888_sme_finance_monitor_report_q2_2015.pdf||3064|
|Research Report Q2 2016||6888_sme_finance_monitor_report_q2_2016.pdf||3025|
|Research Report Q2 2017||6888_sme_finance_monitor_report_q2_2017.pdf||3273|
|Research Report Q3 2011||6888_sme_finance_monitor_report_q3_2011.pdf||1331|
|Research Report Q3 2012||6888_sme_finance_monitor_report_q3_2012.pdf||2154|
|Research Report Q3 2013||6888_sme_finance_monitor_report_q3_2013.pdf||3500|
|Research Report Q4 2012||6888_sme_finance_monitor_report_q4_2012.pdf||2247|
|Research Report Q4 2013||6888_sme_finance_monitor_report_q4_2013.pdf||3464|
|Research Report Q4 2014||6888_sme_finance_monitor_report_q4_2014.pdf||3782|
|Research Report Q4 2016||6888_sme_finance_monitor_report_q4_2016.pdf||3463|
|Study information and citation||UKDA_Study_6888_Information.htm||6|
By principal investigator(s):
Resulting from secondary analysis:
Rostamkalaei, A. and Freel, M. (2017 'Business advice and lending in small firms', Environment and Planning C: Politics and Space, 35(3), pp. 537-555.
Rostamkalaei, A. (2017) 'Discouraged borrowers aftermath of financial crisis: a UK study', Journal of Small Business and Enterprise Development, 24(2), pp.394-410.