Catalogue

UK Data Service data catalogue record for:

Family Resources Survey, 2014-2015

Title details

SN: 8013
Title: Family Resources Survey, 2014-2015
Alternative title: FRS
Persistent identifier: 10.5255/UKDA-SN-8013-1
Series: Family Resources Survey [Family Resources Survey, 1993-]
Depositor: Department for Work and Pensions
Principal investigator(s): Department for Work and Pensions
National Centre for Social Research
Office for National Statistics. Social and Vital Statistics Division
Data collector(s): Department for Work and Pensions
Sponsor(s): Department for Work and Pensions

Citation

The citation for this study is:

Department for Work and Pensions, National Centre for Social Research, Office for National Statistics. Social and Vital Statistics Division. (2016). Family Resources Survey, 2014-2015. [data collection]. UK Data Service. SN: 8013, http://doi.org/10.5255/UKDA-SN-8013-1

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Subject Categories

Consumer behaviour - Economics
Family life and marriage - Social stratification and groupings
Income, property and investment - Economics

Abstract

Abstract copyright UK Data Service and data collection copyright owner.

Safe Room Access FRS data
Safe Room access datasets for FRS data from 2005/06 are available in addition to the versions available under the standard End User Licence (EUL), held at the UK Data Archive under SN 7196, Family Resources Survey and Households Below Average Income: Safe Room Access.

The Safe Room access data are currently only available to UK HE/FE applicants and for access from the UK Data Archive's Safe Room at the University of Essex, Colchester. Prospective users of the Safe Room access version of the FRS/HBAI will need to fulfil requirements additional to those associated with standard End User Licence datasets. Full details of the application requirements are available from Guidance on applying for the Family Resources Survey: Secure Access.

Further information about the FRS can be found on the Family Resources Survey pages on the Department for Work and Pensions web site.

European Union Statistics on Income and Living Conditions (EU-SILC)
In 2005, the European Union (EU) made a legal obligation for member states to collect additional statistics on income and living conditions (EU-SILC). In addition to this the EU-SILC data cover poverty and social exclusion. These statistics are used to help plan and monitor European social policy by comparing poverty indicators and changes over time across the EU. The EU-SILC requirement was integrated into the General Household Survey (GHS)/General Lifestyle Survey (GLF) in 2005. Since the closure of the GLF in 2012 the cross-sectional element of EU-SILC has been collected via the FRS. The FRS also provides the first wave of the EU-SILC longitudinal element, which is carried out by the Office for National Statistics (ONS). Please refer to study documentation for further details.

The FRS aims to:
  • support the monitoring of the social security programme
  • support the costing and modelling of changes to National Insurance contributions and social security benefits
  • provide better information for the forecasting of benefit expenditure
From April 2002, the FRS was extended to include Northern Ireland.

This study contains the EUL version of the 2014-2015 Pensioners' Incomes table.
Main Topics:
Household characteristics (composition, tenure type); tenure and housing costs including Council Tax, mortgages, insurance, water and sewage rates; school milk and meals; educational grants and loans; children in education; informal care (given and received); childcare; occupation and employment; health restrictions on work; children's health; wage details; self-employed earnings; personal and occupational pension schemes; income and benefit receipt; income from pensions and trusts, royalties and allowances, maintenance and other sources; income tax payments and refunds; National Insurance contributions; earnings from odd jobs; children's earnings; interest and dividends; investments; National Savings products; assets; dental and medical care.

Standard Measures
Standard Occupational Classification

Coverage, universe, methodology

Dates of fieldwork: April 2014 - March 2015
Country: Northern Ireland | United Kingdom
Spatial units: Government Office Regions
Observation units: Families/households
Universe: National
Families
Households
Private households in the United Kingdom
Time dimensions: Repeated cross-sectional study
annual - analysed on a financial year basis.
Sampling procedures: Multi-stage stratified random sample
Number of units: 19,535 (obtained)
Method of data collection: Face-to-face interview
Computer Assisted Personal Interviewing
Weighting: Weighting used. See documentation for details

Thesaurus search on keywords

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ABSENTEEISMACADEMIC ACHIEVEMENTADMINISTRATIVE AREAS
AGEANXIETYAPARTMENTS
APPLICATION FOR EMPLOYMENTAPPOINTMENT TO JOBATTITUDES
BANK ACCOUNTSBEDROOMSBONDS
BUILDING SOCIETY ACCOUNTSBUSINESS RECORDSCARE OF DEPENDANTS
CARE OF THE DISABLEDCARE OF THE ELDERLYCARE OF THE SICK
CARERS' BENEFITSCARSCHARITABLE ORGANIZATIONS
CHILD BENEFITSCHILD CARECHILD DAY CARE
CHILD SUPPORT PAYMENTSCHILD TRUST FUNDSCHILD WORKERS
CHILD-MINDERSCHILD-MINDINGCHILDREN
CHRONIC ILLNESSCIVIL PARTNERSHIPSCOHABITATION
COLOUR TELEVISION RECEIVERSCOMMERCIAL BUILDINGSCOMMUTING
COMPANY CARSCONCESSIONARY TELEVISION LICENCESCONSUMPTION
COST OF LIVINGCOSTSCOUNCIL TAX
CREDIT UNIONSDAY NURSERIESDEBILITATIVE ILLNESS
DEBTSDENTAL EXAMINATIONSDENTAL TREATMENT
DISABILITIESDISABILITY DISCRIMINATION ACTDISABLED CHILDREN
DISABLED PERSONSDOMESTIC RESPONSIBILITIESECONOMIC ACTIVITY
ECONOMIC VALUEEDUCATIONEDUCATIONAL BACKGROUND
EDUCATIONAL FEESEDUCATIONAL GRANTSEDUCATIONAL INSTITUTIONS
EDUCATIONAL VOUCHERSELDERLYELECTRICAL EQUIPMENT
EMOTIONAL STATESEMPLOYEESEMPLOYMENT HISTORY
EMPLOYMENT PROGRAMMESEMPLOYMENTENDOWMENT ASSURANCE
ETHNIC GROUPSEXPENDITUREEXTRACURRICULAR ACTIVITIES
FAMILIESFAMILY MEMBERSFINANCIAL DIFFICULTIES
FINANCIAL INSTITUTIONSFINANCIAL RESOURCESFINANCIAL SUPPORT
FOODFREE SCHOOL MEALSFRIENDS
FRINGE BENEFITSFUELSFULL-TIME EMPLOYMENT
FURNISHED ACCOMMODATIONFURTHER EDUCATIONGENDER
GIFTSGRANDPARENTSGRANTS
GREAT BRITAINHAPPINESSHEADS OF HOUSEHOLD
HEALTH SERVICESHEALTHHEARING IMPAIRED PERSONS
HEARING IMPAIRMENTSHIGHER EDUCATIONHOLIDAY LEAVE
HOME BUILDINGS INSURANCEHOME CONTENTS INSURANCEHOME OWNERSHIP
HOME SHARINGHOME-BASED WORKHOURS OF WORK
HOUSEHOLD BUDGETSHOUSEHOLD HEAD'S OCCUPATIONHOUSEHOLD INCOME
HOUSEHOLDSHOUSING FACILITIESHOUSING FINANCE
HOUSING TENUREHOUSINGINCOME TAX
INCOMEINDUSTRIESINSURANCE PREMIUMS
INSURANCEINTEREST (FINANCE)INVESTMENT RETURN
INVESTMENTJOB DESCRIPTIONJOB HUNTING
JOB SEEKER'S ALLOWANCELANDLORDSLEAVE
LIFE SATISFACTIONLOANSLODGERS
LOW PAYMANAGERSMARITAL STATUS
MARRIED WOMEN WORKERSMARRIED WOMENMATERNITY LEAVE
MATERNITY PAYMEDICAL CAREMOBILE PHONES
MORTGAGE PROTECTION INSURANCEMORTGAGESNEIGHBOURS
NORTHERN IRELANDOCCUPATIONAL PENSIONSOCCUPATIONAL QUALIFICATIONS
OCCUPATIONSONE-PARENT FAMILIESONLINE BANKING
OVERTIMEPARENTSPARTNERSHIPS (BUSINESS)
PART-TIME COURSESPART-TIME EMPLOYMENTPATERNITY LEAVE
PENSION CONTRIBUTIONSPENSIONSPERSONAL SOCIAL SERVICES
PHYSICALLY DISABLED PERSONSPHYSICIANSPOVERTY
PRIVATE EDUCATIONPRIVATE PERSONAL PENSIONSPRIVATE SCHOOLS
PROFITSQUALIFICATIONSRATES
REBATESREDUNDANCY PAYREDUNDANCY
REMOTE BANKINGRENTED ACCOMMODATIONRENTS
RESIDENTIAL MOBILITYRETIREMENTROOM SHARING
ROOMSROYALTIESSAVINGS ACCOUNTS AND PRODUCTS
SAVINGSSCHOLARSHIPSSCHOOL MILK PROVISION
SCHOOLCHILDRENSCHOOLSSEASONAL EMPLOYMENT
SECONDARY EDUCATIONSECONDARY SCHOOLSSELF-EMPLOYED
SEWAGE DISPOSAL AND HANDLINGSHARESSHELTERED HOUSING
SHIFT WORKSICK LEAVESICK PAY
SICK PERSONSSOCIAL CLASSSOCIAL DISADVANTAGE
SOCIAL HOUSINGSOCIAL SECURITY BENEFITSSOCIAL SECURITY CONTRIBUTIONS
SOCIAL SECURITYSOCIAL SERVICESSOCIAL SUPPORT
SOCIO-ECONOMIC INDICATORSSOCIO-ECONOMIC STATUSSPECIAL EDUCATION
SPOUSESSTAKEHOLDER PENSIONSSTATE EDUCATION
STATE HEALTH SERVICESSTATE RETIREMENT PENSIONSSTUDENT HOUSING
STUDENT LOANSSTUDENTSSTUDY
SUBSIDIARY EMPLOYMENTSUPERVISORSSUPERVISORY STATUS
TAXATIONTELEPHONESTELEVISION LICENCES
TELEVISION RECEIVERSTEMPORARY EMPLOYMENTTENANCY AGREEMENTS
TENANTS' HOME PURCHASINGTERMINATION OF SERVICETIED HOUSING
TIMETOP MANAGEMENTTRAINING
TRAVEL DOCUMENTSTRAVELUNEARNED INCOME
UNEMPLOYEDUNEMPLOYMENT BENEFITSUNFURNISHED ACCOMMODATION
UNITED KINGDOMUNWAGED WORKERSVISION IMPAIRMENTS
VISUALLY IMPAIRED PERSONSVOCATIONAL EDUCATION CERTIFICATESVOLUNTARY WORK
WAGESWATER RATESWELL-BEING (SOCIETY)
WIDOWEDWORKING MOTHERSWORKING WOMEN

Administrative and access information

Date of release:
First edition: 25 July 2016
Copyright: Crown copyright material is reproduced with the permission of the Controller of HMSO and the Queen's Printer for Scotland
Access conditions: The depositor has specified that registration is required and standard conditions of use apply. The depositor may be informed about usage. See terms and conditions for further information.
Availability: UK Data Service
Contact: Get in touch

Documentation

Title File Name Size (KB)
Benefits table frs_2014_15_benefits.xls 71
Benefit edits: CA multiple frs_2014_15_ben_edits_ca_multiple.xls 22
Benefit edits: CHB multiple frs_2014_15_ben_edits_chb_multiple.xls 25
Benefit edits: DLACDLAM combined frs_2014_15_ben_edits_dlacdlam_combined.xls 17
Benefit edits: DLAC multiple frs_2014_15_ben_edits_dlac_multiple.xls 40
Benefit edits: DLAIBIS combined frs_2014_15_ben_edits_dlaibis_combined.xls 85
Benefit edits: DLAIB combined frs_2014_15_ben_edits_dlaib_combined.xls 85
Benefit edits: DLAIS combined frs_2014_15_ben_edits_dlais_combined.xls 26
Benefit edits: DLAM multiple frs_2014_15_ben_edits_dlam_multiple.xls 19
Benefit edits: IBIS combined frs_2014_15_ben_edits_ibis_combined.xls 59
Benefit edits: IS multiple frs_2014_15_ben_edits_is_multiple.xls 17
Benefit edits: JSA(IB) multiple frs_2014_15_ben_edits_jsa_ib_multiple.xls 24
Benefit edits: PC multiple frs_2014_15_ben_edits_pc_multiple.xls 25
Benefit edits: RPAA(DLA) combined frs_2014_15_ben_edits_rpaa_dla_combined.xls 22
Benefit edits: RPAA(DLA)PC combined frs_2014_15_ben_edits_rpaa_dla_pc_combined.xls 28
Benefit edits: RPPC combined frs_2014_15_ben_edits_rppc_combined.xls 21
Benefit edits: RP multiple frs_2014_15_ben_edits_rp_multiple.xls 17
Benefit edits: SDADLAIS combined frs_2014_15_ben_edits_sdadlais_combined.xls 42
Benefit edits: SDAIS combined frs_2014_15_ben_edits_sdais_combined.xls 22
Variable changes between 2013/14-2014/15 frs_2014_15_changes_metadata.xls 626
Information on derived variables frs_2014_15_dvsummary.xls 142
Fixed rate constants frs_2014_15_fixed_rate_constants.xls 36
Flatfile mapping frs_2014_15_flatfile_documentation.xls 1226
Hierarchical documentation frs_2014_15_hierarchical_documentation_v2.xls 2164
Income tree frs_2014_15_income_tree.xls 32
End to end process frs_2014_15_introduction_annex_a_end-end_process.xls 33
Variable rate constants frs_2014_15_variable_rate_constants.xls 37
Pensioner income dataset variable list pi_2014_15_variable_list_1415.xls 37
Benefits table technical note frs_2014_15_benefits_documentation.pdf 346
Dataset and changes 2014-2015 frs_2014_15_dataset_and_changes_summary.pdf 318
Changes summery 2014-2015 frs_2014_15_future_changes_summary_of_changes_1516.pdf 270
Questionnaire instructions (GB) frs_2014_15_gb_frs_question_instructions.pdf 1009
Guide to changes frs_2014_15_guide_to_changes.pdf 1020
Interviewers' Guide to Savings, Mortgages, Pensions, Benefits and Tax Credits frs_2014_15_interviewer_pocket_guide.pdf 588
FRS Tables frs_2014_15_introduction_annex_b_frs_tables.pdf 153
User documentation frs_2014_15_introduction_annex_c_user_documentation.pdf 295
Intro to the Family Resources Survey frs_2014_15_introduction_family_resources_survey.pdf 454
Questionnaire instructions (NI) frs_2014_15_ni_frs_question_instructions.pdf 2750
Releases information frs_2014_15_releases_documentation.pdf 124
Showcards frs_2014_15_showcards.pdf 301
Study information and citation UKDA_Study_8013_Information.htm 6
READ File read8013.htm 11
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Publications

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By principal investigator(s):
Department of Social Security (1995) Family Resources Survey statistics Great Britain 1993/94, revised edition, February.

Department of Social Security (1996) Family Resources Survey Great Britain 1994-95, London: HMSO. ISBN 0-11-762389-X.

Department of Social Security (1997) Family Resources Survey Great Britain 1995-96, London: The Stationery Office. ISBN 0-11-762537-X.

Department of Social Security (1998) Family Resources Survey Great Britain 1996-97, London: Corporate Document Services. ISBN 1-84123-047-2.

Department of Social Security (1999) Family Resources Survey Great Britain 1997-98, London: Corporate Document Services. ISBN 1-84123-117-7.

Wilmot, A. (1999) Family Resources Survey: technical report on the fifth survey year: April 1997 - March 1998, London: ONS. ISBN 1857743229.

Department of Social Security (2000) Family Resources Survey Great Britain 1998-99, London: Corporate Document Services. ISBN 1-84123-237-8.

Department of Social Security/ONS (2001) Family Resources Survey Great Britain 1999-2000, London: Corporate Document Services. ISBN 1-84123-367-6.

Department for Work and Pensions/ONS (2004) Family Resources Survey: United Kingdom 2002-2003, London: Department for Work and Pensions. ISBN 1-84388-263-9.

Department for Work and Pensions/ONS (2005) Family Resources Survey: United Kingdom 2003-2004, London: Department for Work and Pensions. ISBN 1-84388-470-4.

Department for Work and Pensions/ONS (2006) Family Resources Survey: United Kingdom 2004-2005, London: Department for Work and Pensions. ISBN 1-84388-857-2.

Department for Work and Pensions (2012) Family Resources Survey: United Kingdom 2010-2011, London: Department for Work and Pensions. ISBN 978-1-78425-526-8.

Department for Work and Pensions (2013) Family Resources Survey: United Kingdom 2011-2012, London: Department for Work and Pensions. ISBN 978-1-78153-456-4.

Department for Work and Pensions (2014) Family Resources Survey: United Kingdom, 2012-2013, London: Department for Work and Pensions. ISBN 978-1-78425-186-4.

Department for Work and Pensions (2015) Family Resources Survey: United Kingdom, 2013-2014, London: Department for Work and Pensions. ISBN 978-1-78425-533-6.

Department for Work and Pensions (2016) Family Resources Survey: United Kingdom, 2014-2015, London: Department for Work and Pensions. ISBN 978-1-78425-801-6.

Department for Work and Pensions (2017) Family Resources Survey: United Kingdom, 2015-2016, London: Department for Work and Pensions. ISBN 978-1-78425-915-0.

Department for Work and Pensions (2015) Pensioners’ incomes series: an analysis of trends in pensioner incomes 1979 to 2013-2014, United Kingdom, London: Department for Work and Pensions. ISBN 978-1-78425-532-9.

Department for Work and Pensions (2016) Pensioners’ incomes series: an analysis of trends in pensioner incomes 1994-1995 to 2014-2015, United Kingdom, London: Department for Work and Pensions. ISBN 978-1-78425-802-3.

Department for Work and Pensions (2017) Pensioners’ incomes series: an analysis of trends in pensioner incomes 1994-1995 to 2015-2016, United Kingdom, London: Department for Work and Pensions. ISBN 978-1-78425-913-6.

Resulting from secondary analysis:
Department of Social Security (1996) FRS Update, February.

Government Statistical Service (1996) Family Resources Survey statistical report 1994-95, Press Release, Department of Social Security.

Ray, A. (1996) Grossing up: an investigation of different methods applied to data from the Family Resources Survey, Analytical Notes: No.5, Analytical Services Division, Department of Social Security.

Kiernan, K. and Mueller, G. (1998) The divorced and who divorces?, CASEpaper CASE/7, Centre for Analysis of Social Exclusion, London School of Economics, May.

Berthoud, R. (1998) Incomes of ethnic minorities, Institute for Social and Economic Research, University of Essex.

Barrientos, A. (1998) 'Supplementary pension coverage in Britain' Fiscal Studies, 19(4), pp.429-446. Also available as: University of Hertfordshire Business School Economics Paper 18 (UHBS 1997:18).

DETR (1998) The incidence effects of charging for domestic water and sewerage services, London: DETR.

Paull, G., Walker, I. and Zhu, Y. (2000) 'Child support reform: some analysis of the 1999 White Paper' Fiscal Studies, 21(1), pp.105-140.

Ginn, J. and Arber, S. (2000) 'Ethnic inequality in later life: variation in financial circumstances by gender and ethnic group' Education and Ageing, 15(1), pp.65-83.

Sawkins, J.W. and Dickie, V.A. (2000) Paying for water and sewerage in Scotland: domestic incidence and vulnerable households, Discussion Paper in Economics No.2000/7, Economics Division, School of Management, Heriot-Watt University.

Dickie, V.A. and Sawkins, J.W. (2000) Increased water and sewerage charges in Scotland: mitigating the impact on vulnerable households, Occasional Papers in Economics, Economics Division, School of Management, Heriot-Watt University.

Piachaud, D. and Sutherland, H. (2002) Changing poverty post-1997, CASEPaper 63, Centre for Analysis of Social Exclusion, London School of Economics.

Sawkins, J.W. and Dickie, V.A. (2002) Affordability of water and sewerage services in Great Britain, Scottish Economics Policy Network (scotecon.net), Department of Economics, School of Management, Heriot-Watt University. ISBN 190436506x.

Sawkins, J.W. and Dickie, V.A. (2002) Council Tax in Scotland: the economic case for reform, Scottish Economy Policy Network Research Paper (scotecon.net), Department of Economics, School of Management, Heriot-Watt University. ISBN 1904365027.

Sawkins, J.W. and Dickie, V.A. (2003) Affordability of water and sewerage charges for low income households. Reports and recommendations, Water Customer Consultation Panels. ISBN 0954591615.

Zaidi, A. and Burchardt, T. (2003) Comparing incomes when needs differ: equivalisation for the extra costs of disability in the UK, CASEpaper 64, Centre for Analysis of Social Exclusion, London School of Economics.

Hancock, R. and Barker, G. (2005) 'The quality of social security benefit data in the British Family Resources Survey: implications for investigating income support take-up by pensioners', Journal of the Royal Statistical Society A, 168(1), pp.63-82.

Sawkins, J.W. and Dickie, V.A. (2005) 'Affordability of household water and sewerage services in Great Britain', Fiscal Studies, 26(2), pp. 225-244.

Myck, M. and Reed, H. (2006) 'Tax and benefit reforms in a model of labour market transitions', Vierteljahrshefte zur Wirtschaftsforschung, 75(3), pp.208–239.

Myck, M. (2007) Wages and ageing: is there evidence for the “Inverse-U” profile?, IZA Discussion Paper No.2983, Bonn, Germany: Forschungsinstitut zur Zukunft der Arbeit. Also published as DIW Berlin Discussion Paper 724, Berlin, Germany: DIW Berlin (German Institute for Economic Research).

Haan, P. and Myck, M. (2007) 'Apply with caution: introducing UK-style in-work support in Germany', Fiscal Studies, 28(1), pp.43-72.

Prasad, N. (ed.) (2008) Social policies and private sector participation in water supply: beyond regulation, Social Policy in a Development Context series, United Nations Research Institute for Social Development (UNRISD), Basingstoke: Palgrave Macmillan.

Sawkins, J. and Dickie, V.A. (2008) Affordability of Scottish household water and sewerage charges: historic trends and current position, Edinburgh: Waterwatch Scotland/Heriot-Watt University.

Sutherland, H. et al. (2008) 'Keeping up or falling behind? The impact of benefit and tax uprating on incomes and poverty', Fiscal Studies, 29(4), pp.467–498.

Blackburn, C., Read, J. and Spencer, N. (2010) 'Prevalence of childhood disability and the characteristics and circumstances of disabled children in the UK: secondary analysis of the Family Resources Survey', BMC Paediatrics, 10, 21.

The FRS has been used by the Joseph Rowntree Foundation for their 'Monitoring Poverty and Social Exclusion' research programme. The 2010 report may be found at http://www.jrf.org.uk/publications/monitoring-poverty-2010 and further reports may be found at http://www.poverty.org.uk/.

Spencer N.J., Blackburn C.M. and Read, J.M. (2010) 'Prevalence and social patterning of limiting long-term illness/disability in children and young people under the age of 20 years in 2001: UK census-based cross-sectional study', Child Care Health Dev., 36(4), pp.566-73.

Blackburn, C.M., Spencer, N.J. and Read J.M. (2010) 'Prevalence of childhood disability and the characteristics and circumstances of disabled children in the UK: secondary analysis of the Family Resources Survey', BMC Pediatr., 16(10), p.21.

Adam, S. (2013) 'Housing taxation and support for housing costs', in T. Callan (ed.) Budget perspectives 2014, Dublin: Economic and Society Research Institute.

Adam, S. and Browne, J. (2013) Do the UK Government’s welfare reforms make work pay?, IFS Working Paper W13/26, Institute for Fiscal Studies, September.

Adam, S., Johnson, P. and Roantree, B. (2013) Taxing an Independent Scotland, IFS Briefing Note B141, Institute for Fiscal Studies, October.

Amior, M., Crawford, R. and G. Tetlow (2013) The UK's public finances in the long run: the IFS model, IFS Working Paper W13/29, Institute for Fiscal Studies, November.

Amior, M., Crawford, R. and G. Tetlow (2013) Fiscal sustainability of an independent Scotland, IFS Report R88, Institute for Fiscal Studies, November.

Chevalier, A., Harmon, C., O'Sullivan, V. and Walker, I. (2013) 'The impact of parental income and education on the schooling of their children', IZA Journal of Labor Economics, 2(8). doi:10.1186/2193-8997-2-8

Adams, A., Hood, A. and Levell, P. (2014) 'The squeeze on incomes', The IFS Green Budget 2014, (Chapter 6), London IFS, 2014. retrieved May 12th, 2014 from http://www.ifs.org.uk/budgets/gb2014/gb2014.pdf . Also presented at the Green Budget Launch on 6 February 2014 and the ONS Labour Market Statistics User Group Conference at the Royal Society, London, 24 March 2014.

MacInnes, T., Tinson, A., Gaffney, D., Horgan, G. and Baumberg, B. (2015) Disability, long-term conditions and poverty, 2015, New Policy Institute. Retrieved July 20, 2015 from: http://npi.org.uk/files/7814/0490/1005/Disability_long_term_conditions_and_poverty.pdf

Tinson, A. (2015) Where does Working Tax Credit go? 2014, New Policy Institute. Retrieved July 20, 2015 from: http://npi.org.uk/files/1914/1261/8405/Where_does_working_tax_credit_go.pdf

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Family Resources Survey, 2014-2015

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