Variable

UK Data Service variable record for:

ONS Omnibus Survey, July 2005

Variable Details

Variablem37513m1
LabelWhy don t you have an ISA?
Question text Which of the reasons on this card best explains why you do not have an ISA? Response 1.
Responses
1 Do not have any spare money to save 377
2 Have too many debts and can t afford to save 9
3 ISAs are too complex to understand 18
4 Prefer an alternative form of savings 66
5 Don t know enough about ISAs/I haven t really thought about 58
6 Haven t heard of ISAs 28
7 Haven t got round to applying for an ISA 22
8 Not earning enough so can t afford to save 12
9 Other investments offer a better return 9
10 Don t see the need to save/ prefer to spend my money on othe 10
11 I m too old to start saving 11
12 I m too young to start saving 2
13 I have other financial arrangments 32
14 My partner/spouse has an ISA 6
15 Other 20
16 Don t know ( spontaneous only ) 20
98 Refusal 7
Sysmiss 457
DisclaimerPlease note that these frequencies are not weighted.
LocationONS Omnibus Survey, July 2005
Interviewer InstructionsSHOWCARD. Code all that apply.
UniverseAdults, aged 16 or over, living in private households in Great Britain.;Adults;Households;National
SamplingMulti-stage stratified random sample
Study TypeRepeated cross-sectional study, monthly (up to year 2000), 8 cycles per year thereafter.