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Variable

UK Data Service variable record for:

ONS Omnibus Survey, July 2005

Variable Details

Variablem37513m2
LabelWhy don t you have an ISA?
Question text Which of the reasons on this card best explains why you do not have an ISA? Response 2.
Responses
1 Do not have any spare money to save 10
2 Have too many debts and can t afford to save 48
3 ISAs are too complex to understand 11
4 Prefer an alternative form of savings 27
5 Don t know enough about ISAs/I haven t really thought about 33
6 Haven t heard of ISAs 14
7 Haven t got round to applying for an ISA 8
8 Not earning enough so can t afford to save 29
9 Other investments offer a better return 19
10 Don t see the need to save/ prefer to spend my money on othe 8
11 I m too old to start saving 5
12 I m too young to start saving 1
13 I have other financial arrangments 22
14 My partner/spouse has an ISA 4
15 Other 3
16 Don t know ( spontaneous only ) 0
98 Refusal 0
Sysmiss 922
DisclaimerPlease note that these frequencies are not weighted.
LocationONS Omnibus Survey, July 2005
Interviewer InstructionsSHOWCARD. Code all that apply.
UniverseAdults, aged 16 or over, living in private households in Great Britain.;Adults;Households;National
SamplingMulti-stage stratified random sample
Study TypeRepeated cross-sectional study, monthly (up to year 2000), 8 cycles per year thereafter.
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