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Variable

UK Data Service variable record for:

ONS Omnibus Survey, July 2005

Variable Details

Variablem37513m3
LabelWhy don t you have an ISA?
Question text Which of the reasons on this card best explains why you do not have an ISA? Response 3.
Responses
1 Do not have any spare money to save 0
2 Have too many debts and can t afford to save 1
3 ISAs are too complex to understand 4
4 Prefer an alternative form of savings 12
5 Don t know enough about ISAs/I haven t really thought about 9
6 Haven t heard of ISAs 6
7 Haven t got round to applying for an ISA 10
8 Not earning enough so can t afford to save 15
9 Other investments offer a better return 9
10 Don t see the need to save/ prefer to spend my money on othe 4
11 I m too old to start saving 8
12 I m too young to start saving 1
13 I have other financial arrangments 17
14 My partner/spouse has an ISA 1
15 Other 2
16 Don t know ( spontaneous only ) 0
98 Refusal 0
Sysmiss 1065
DisclaimerPlease note that these frequencies are not weighted.
LocationONS Omnibus Survey, July 2005
Interviewer InstructionsSHOWCARD. Code all that apply.
UniverseAdults, aged 16 or over, living in private households in Great Britain.;Adults;Households;National
SamplingMulti-stage stratified random sample
Study TypeRepeated cross-sectional study, monthly (up to year 2000), 8 cycles per year thereafter.
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