This site uses cookies

Some of these cookies are essential, while others help us to improve your experience by providing insights into how the site is being used.

For more detailed information please check our Cookie notice.

Necessary cookies

Necessary cookies enable core functionality. This website cannot function properly without these cookies.

Cookies that measure website use

If you provide permission, we will use Google Analytics to measure how you use the website so we can improve it based on our understanding of user needs. Google Analytics sets cookies that store anonymised information about how you got to the site, the pages you visit, how long you spend on each page and what you click on while you're visiting the site.

 

Variable

UK Data Service variable record for:

ONS Omnibus Survey, July 2005

Variable Details

Variablem37513m4
LabelWhy don t you have an ISA?
Question text Which of the reasons on this card best explains why you do not have an ISA? Response 4.
Responses
1 Do not have any spare money to save 0
2 Have too many debts and can t afford to save 1
3 ISAs are too complex to understand 0
4 Prefer an alternative form of savings 1
5 Don t know enough about ISAs/I haven t really thought about 7
6 Haven t heard of ISAs 1
7 Haven t got round to applying for an ISA 1
8 Not earning enough so can t afford to save 9
9 Other investments offer a better return 1
10 Don t see the need to save/ prefer to spend my money on othe 3
11 I m too old to start saving 1
12 I m too young to start saving 1
13 I have other financial arrangments 10
14 My partner/spouse has an ISA 3
15 Other 0
16 Don t know ( spontaneous only ) 0
98 Refusal 0
Sysmiss 1125
DisclaimerPlease note that these frequencies are not weighted.
LocationONS Omnibus Survey, July 2005
Interviewer InstructionsSHOWCARD. Code all that apply.
UniverseAdults, aged 16 or over, living in private households in Great Britain.;Adults;Households;National
SamplingMulti-stage stratified random sample
Study TypeRepeated cross-sectional study, monthly (up to year 2000), 8 cycles per year thereafter.
UKRI logo

Funded by UKRI through the ESRC with contributions from our partners.

© 2025 UK Data Service
We are supported by the University of Essex, University of Manchester, Jisc, UCL and University of Edinburgh. We are funded by UKRI through the Economic and Social Research Council.